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The Leader in Payment Processing Solutions... Guaranteed


Our Company


With over 30 years of experience in the payment industry, UTA is a leading payment processing technology company that offers a comprehensive suite of scalable payment solutions for merchants across the United States and Canada.

Today, thousands of merchants across various industries recognize UTA as their one-stop-shop payment solutions provider. Merchants leverage UTA’s payment gateway and proprietary technology to increase net revenues, prevent losses, reduce costs and accelerate cash flow.

UTA was formerly known as National Check Trust, Inc. until it merged with American Check Management, Inc. in 2010 and was incorporated as United TranzActions, LLC, currently headquartered in Miramar, Fl. This merger represented the coming together of two top companies with the financial experience, industry expertise, and innovative processing solutions to become a pioneer in the payment industry.


The UTA Advantage


United TranzActions (UTA) has been in business since 1991 offering its industry expertise and innovative processing solutions to thousands of merchants and many of the country’s most prominent companies.

Moving your money at the speed of business


Today, thousands of prominent companies and industry leaders rely on UTA as their payment solution provider. Participating industries include automotive, furniture, building materials, equipment, trucking, retail, manufacturing and distribution. UTA helps companies in these industries by providing a full range of customized financial services to fit any platform and integrated payment systems to make your transactions safer, faster and cost effective.

Our size gives you a sizable advantage


As a leading payment solution provider, UTA is able to offer its clients a suite of programs guaranteed to maximize revenue and minimize risk, while delivering the highest level of customer support. In fact, if you ask our clients why they use UTA they'll likely tell you it's because of the personal service they receive and the people they rely on day to day.

Delivering value is at the heart of everything we do


UTA provides a wide variety of pre-built or customized gateway payment solutions that save you time and money. From paper check processing to online or mobile payment processing, each of our products is designed to deliver value and peace of mind with the industry's most secure payment platform. Specific products include Check Guarantee Services, Electronic Bill Presentment and Payment, Remote Deposit Capture with a guaranteed settlement, Credit Card Processing, ACH Processing with a guaranteed settlement and Customized Online Bill Pay.


We would not be the success story we are today without the trust of our clients. We have earned their trust by delivering unmatched personalized service combined with unparalleled technology."
– Marty Halpern - CEO, UTA