Check GuarAntee
No more collection headaches
By eliminating the risk of accepting fraudulent checks, you also eliminate collection headaches forever. United TranzActions (UTA), the premier payment processing company in the country, will fully reimburse you for any returned checks, taking the responsibility of bad debt collections off your hands!
The process is easy
To process a customer presented check, we offer the following user-friendly acceptance channels:
Deposit your checks with confidence and peace of mind once you receive your UTA approval!
UTA is the best choice for your check guarantee needs
With a 96% approval rate and the highest-average check amount in the industry, UTA’s services will protect your company from fraudulent checks and increase your sales. Its innovative solutions are entirely customizable to best serve your company’s needs.
Benefits
Cost-effective and Flexible Programs
API Support Across Multiple Applications and Platforms
No Transaction Fees or Call Charges
Highest Floor Limits
Express Payment Reimbursement
Most Knowledgeable Merchant Services Reps
Works with your current banking relationship
No start-up fees or monthly minimums
Detailed Monthly Billing Reports
Multi-user capabilities
Live reps available to assist
Multiple payment acceptance channels
Frequently Asked Questions
Find answers to commonly asked Check Guarantee questions.
additional features
Electronic Authorization
Instant approvals via: POS terminal, mobile device or web application.
Custom Solutions
We can build a solution that meets your exact specifications.
Online Processing
Streamline check acceptance across your organization to reduce overhead.
Flat Rate Programs
Simply pay one flat monthly rate and all of your checks are covered.
Direct Debit Program
UTA’s account is debited for returned checks instead of your bank account.
Integrated Payment Systems
Process payments and receive approvals directly from your internal system.
Hold Check Program
Accept one or more customer checks to be deposited over a specified period of time.
COD/Mail Order Program
Receive a check approval prior to shipment (delivery).
Automatic Approval Program
All checks are automatically approved up to a pre-determined amount.
our products
Check Guarantee
Eliminates the risk of fraudulent checks and collection headaches.
Credit Card
Providing innovation and technology that optimizes your credit card acceptance program.
ACH Payment
Enables you to accept payments from your customer’s bank account quickly, safely in a secure internet environment.
Online Bill Pay
Empower your company to accept ACH or Credit Card customer initiated payments on your website.
Remote Deposit Capture
Scan your checks for instant bank deposits, with no returns.
Mobile Deposit
Guarantee and deposit your company’s payments anytime, anywhere, 24/7 with UTA’s Mobile Deposit solution.