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Client Testimonials

Client Testimonials

What Our Clients Say


Trusted by businesses nationwide, UTA combines 40 years of payments expertise with the scale, reliability, and service businesses depend on.

97% Client Retention
35,000+ Locations Supported
40 Years in Payments
$3B+ Processed Monthly

What Our Clients Have To Say

UTA gives us peace of mind over our A/R and has improved our cash flow. They were also able to detect a fraudulent transaction, leading to the suspect’s arrest.

Foundation Building Materials has been using UTA check guaranty services for over 15 years. UTA is a key partner in helping us minimize risk with check payments received at our branches. Claims are paid quickly, the automated approval process is easy to use, and customer service is outstanding.

Our dealerships love the service.

UTA has been an outstanding partner to QUIKRETE. Their team consistently provides exceptional service, responds quickly to our needs, and delivers reliable solutions that help keep our operations running smoothly. Their professionalism, attention to detail, and commitment to customer satisfaction have made them a trusted resource.

We have been with United TranzActions for many years, and the flat rate program has saved our company $10,000 or more a month over other check guarantee companies we have tried. Their “no denial” policy has helped us increase our sales.

United TranzActions has given us the flexibility to offer our customers deferred down payment solutions without taking on additional risk. We can confidently accept personal checks, even late in the evening, allowing customers to take delivery of their vehicle while maintaining the payment security and reliability we need.

In the 15 years that I have been working with UTA, they have shown excellent customer service in supporting all our locations throughout the United States. They are quick and prompt to respond and are flexible in working with us to meet our needs. We consider them a great partner.

Partnering with UTA has exceeded our expectations. Cash flow has improved, customers appreciate the ability to make secure payments at their convenience, and the quality of the customer support team made our transition seamless. Their responsiveness and professionalism are five-star.

Working with UTA has made our check payment process more reliable and secure. We have confidence that payments will come through, and it’s helped reduce fraud risk.

United TranzActions has been an invaluable partner for over 10 years, providing check guarantee services to hundreds of our locations nationwide. Their efficient guarantee process lets our associates focus on delivering the best customer experience when closing a sale. We truly value their seamless support, which has become an essential part of our operations.

Working with United TranzActions for check approvals has elevated our transaction process. We value speed and reliability, and their instant approvals keep our operations running without a hitch. The robust fraud safeguards give us confidence in every payment we accept while helping protect our business.

We have been a customer with UTA for over 13 years. They have always worked well with our staff to train, update, and assist whenever needed. UTA has always been there when we have needed anything, from clarification to implementing new stores and new products.

Working with UTA has given me confidence every time we accept a check payment. Their approval process is fast, reliable, and has become an important part of our daily operations. Their solution has helped us strengthen our fraud prevention efforts while keeping our payment process efficient.

UTA has been a great partner for check guarantees over the years. Their responsive customer service and commitment to collaboration help ensure our customers are cared for while minimizing risk.

UTA is one company that follows through with what they promise. Our electronic transactions are delivered on time, every time - guaranteed.

The biggest benefit to our group is the guarantee of funds. It helps us get ahead of bounced checks that are a normal part of doing business. The ACH “check not present” functionality is also useful, providing a quicker financial transaction while helping mitigate card transaction expenses.

Stewart & Stevenson has been using United TranzActions check guarantee services since 1993. The service has always been top-notch and the rate has remained competitive. UTA’s customer service department responds quickly whenever we have questions, and the company has consistently met our needs at a very cost-effective rate.

Our customers, sales, and credit teams enjoy the ease of the UTA website and check guarantee process. Getting paid quickly and efficiently is never in question with UTA. The website, reporting tools, and summary reviews help us manage our order-to-cash process and save us time and money.

We’ve worked with United TranzActions for the past eleven years, and the level of customer service has been outstanding. UTA has saved us time and money through their automatic approval process. It’s been a pleasure working with such a professional staff.

UTA’s check guarantee service provides assurance that we are eliminating the impact of bad checks, while fast payment settlements positively impact our cash flow and our ability to serve our cash customers in a timely manner.

We have been doing business with UTA since 2004. They do everything they can and more to accommodate our check guarantee needs at a rate that rivals any competitor. UTA works very well with our customized payment system and does an outstanding job.

UTA is very easy to use for both approving checks and submitting claims. I have always had my claims paid quickly and without issue. I would definitely recommend them to anybody looking for a check guarantee service.

While searching for a third-party credit card and check processing vendor, UTA consistently stood out as a leader in the field. UTA has seamlessly delivered on every commitment, and their customer service team is responsive, proactive, and unwavering in professionalism. The combination of their product and customer experience has left us beyond satisfied.

I have had a good experience with UTA over the past several years, first as a user of the service and now as the main day-to-day contact. The service is user-friendly and easy to navigate, and I am completely impressed with my account manager’s professionalism and knowledge of UTA’s products and services.

UTA’s Check Guarantee services allow us to be protected from the first day we have a new location. They offer customized programs to fit our needs, superior customer service, and competitive rates.

The site is user-friendly and speeds up the claims process with greater accuracy and efficiency.

We have had a business partnership with UTA since 2014. They are first-class in customer service and prompt to respond to our needs. The check guarantee process is quick and user-friendly. We consider them a great partner.

United TranzActions is great. Our staff loves the automatic approvals.

The service has always been top-notch. UTA’s customer service department responds quickly whenever we have questions. A great service from a great company.

UTA’s solution has strengthened customer confidence while improving our internal processes. Clear payment notifications have reduced inquiries and disputes, while secure, traceable transactions have simplified reconciliation and financial management. Their team has also provided responsive and reliable support whenever we’ve needed assistance.

The 16,000+ members of our association consider United TranzActions to be their preferred provider of Check Guarantee and Payment Processing solutions. Their products and customer service are second to none.

It’s always a pleasure to acknowledge the success we have achieved with UTA. Their team consistently provides a valuable service that is truly beneficial to our auto group. The ability to significantly reduce credit card fees through the service is an opportunity we have been able to maximize.

UTA proactive support, consistent check-ins, and dedication to ensuring we had everything needed for a successful rollout have been remarkable. We’re enthusiastic about expanding the “check not present” feature. Our Sales Department, in particular, is already realizing significant benefits and absolutely loves using this feature!

It’s uncommon to encounter a partner who is so genuinely invested in their clients’ needs, beyond just the bottom line. Thank you again for your outstanding partnership!